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Privacy Policy

Notice of Your Financial Privacy Rights

This is our privacy notice for our members. When we use the words “you” and “your” we mean the following types of members:

All of our consumer members who have a continuing relationship with us, such as:

Deposit account
Loan account
Credit card
Self-directed Individual Retirement Account where we act as custodian or trustee

We will tell you the sources for nonpublic personal information we collect on our members. We will tell you what measures we take to secure that information. We will also tell you what information we share with other entities. We will explain what your rights are, and how you can exercise them. If you share your account relationship with someone else, for example where you are the co-borrower or joint holder of a share draft account, we suggest that you share this information with each other to ensure that each of you are aware of our policy and your options.

We first define some terms:

We, our and us means Sentry Federal Credit Union.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
An affiliate is a company we own or control.
A nonaffiliated third party is a company that is not an affiliate of ours.
Opt out means a choice you can make to prevent certain sharing of information. We will explain how you can exercise this choice.

The Information That We Collect

We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms

Information about your transactions with us
Information about your transactions with nonaffiliated third parties
Information from a consumer reporting agency

The Confidentiality, Security, and Integrity of Your Nonpublic Personal Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Nonpublic Personal Information and Nonaffiliated Third Parties

We may disclose nonpublic personal information to nonaffiliated third parties. Nonpublic personal information we received from you on an application or other forms, such as:

Name
Address

Nonpublic personal information about your transactions with us, such as:

Account number

You may opt out of the disclosure of the information listed above.

We may disclose nonpublic personal information about you to the following type of nonaffiliated third parties:

Financial service providers, such as
- Insurance companies
We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

We only allow direct mail solicitations.

Nonpublic Personal Information and Former Members

We do not disclose nonpublic personal information about former members, except as permitted by law.

Authorized Sharing – Joint Marketing

We may disclose the following information to other financial institutions with whom we have joint marketing agreements. Nonpublic personal information we receive from you on an application or other forms, such as:

Name
Address

Federal law allows us to disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not a right to opt out of the disclosure of this information. We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

Types of Businesses

Here are the types of businesses with whom we may disclose nonpublic personal information under this section:

Financial service providers
Businesses offering non-financial products or services, such as, car rental and sales

Your Right to Block the Disclosure of Your Nonpublic Personal Information

Nonaffiliated Third Parties.

If you do not want us to share your nonpublic personal information with nonaffiliated third parties, you can block the release of certain nonpublic personal information. This is known as your right to “opt out”.

Your decision to block the disclosure of your nonpublic personal information will apply to all products and services you receive from us.

If you have a joint account, an opt out instruction given by one participant of this account will affect all participants of the account.

If you wish to opt out of disclosures, you may do so by checking the appropriate box(es) on the Opt Out Notice that follows this disclosure and returning it to us at this address:

Sentry Federal Credit Union
3524 Edgmont Avenue
Brookhaven, PA 19015

You Have the Right to Choose

In this notice, we have explained our policy about the disclosure of certain information.

Nonaffiliated Third Parties

We have explained the kinds of nonpublic personal information we may disclose to nonaffiliated third parties. We have also explained the kinds of nonaffiliated third parties with whom we may disclose the nonpublic personal information. If you prefer that we do not disclose nonpublic personal information to nonaffiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than the disclosures permitted by law).