Planning on retiring soon? You’ve come to the right place! We offer a wide variety of services to help you get the most out of your retirement years.
Mortgages
Whether you are buying a new home or want to refinance your existing loans Sentry FCU is here to help you. Buying a home is one of the most important decisions you will make in your lifetime. You will certainly have a lot of questions and need some assistance. At Sentry FCU we try to make this process as easy as possible.
Apply in person or call our mortgage representative, Dorothy LaPorte at 610-447-9900, ext 5466. Dorothy will help you gather the correct information and paperwork to begin the process. She can work with you and design the right mortgage to fit your needs.
To expedite your mortgage request, you will need the following documents and information:
- Fully executed agreement of sale (all pages), for the property being purchased.
- If applicable, the fully executed agreement of sale (all pages), for the property being sold. Copies of your 2 most recent pay stubs (for all employed borrowers).
- Most recent W-2 form.
- One month's most recent bank statement for all accounts you want Sentry Federal Credit Union to consider for down payment and closing costs. Please be sure to include all pages, even if you believe they may contain no pertinent information. It must be a copy of an actual bank statement or e-statement, as long as, it is an exact replica of an actual statement.
- If applicable, a copy of Divorce Decree and Property Settlement Agreement.
- If self-employed, copies of 2 most recent years tax returns (all pages).
- Application Fee (currently $325), which is applied towards the appraisal at closing.
- If applicable, name and number for the homeowners association. Provide evidence of homeowners insurance at least two weeks prior to closing.
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