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Deposit Rates and Terms

Effective date  May 15, 2010

Savings Accounts
  Yield    Rate
Regular Savings 0.25% 0.24%
IRA Savings 0.51% 0.50%
Holiday Club  0.25% 0.24%
Vacation Club 0.25% 0.24%

Certificate of Deposit
  Yield    Rate
3 Month Certificate 0.35% 0.34%
6 Month Certificate 0.50% 0.49%
9 Month Certificate 0.75% 0.74%
12 Month Certificate 1.25% 1.24%
18 Month Certificate 1.50% 1.49%
24 Month Certificate 2.00% 1.98%
36 Month Certificate 2.25% 2.23%
48 Month Certificate 2.35% 2.32%
60 Month Certificate 2.50% 2.47%
Advantage 50 3 Month Bonus 0.40% 0.39%

Money Market Account
  Yield    Rate
$50,0000 or greater 0.80% 0.79%
$25,000 to $49,999 0.60% 0.59%
$10,000  to $24,999 0.50% 0.49%
$2,500 to $9,999 0.35% 0.34%
$2,499 or less 0.25% 0.24%

Variable Rate Certificate
  Yield    Rate
$10,000 or greater 0.15% 0.14%
$5,000 to $9,999 0.15% 0.14%
$ to $24,999  0.15% 0.14%

The advertised Annual Percentage Yield (APY) is accurate as of May 15, 2010 and is subject to change  thereafter.  Deposits are federally insured up to $250,000.00.  
      
     

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